An Introduction to the Smart Girl's Guide....

What is this?

This is where you begin. This is where you start to think differently. To change your financial story. To take charge of finances to change your life. This is where we change the dialog about women and finances. Where we talk about making smart decisions with money to change the course of our lives and eventually gain financial independence.

This is also where we change our habits so we can change our lives and the lives of our children.

What is financial independence?

It is the time where you and your family don't have to live paycheck to paycheck. Where your money has a job and that job is to pay you more money. Were you can choose how much, when, and if you work. Where every day is not a race to consume more, work more to consume more, and where you are free from the need to constantly upgrade and consume more to try to impress people who really don't matter.

Why for Women?

Women are not part of the financial conversation enough of the time. Women historically have not been taught the basics of investing and financial management and so do not feel interested or want to be involved in finances until it is late in the game or sometimes too late.  Women, in general, live longer, make less, and sacrifice more of their working years for family time and thus need to be compensated and manage their finances differently than men. Women need a seat at the table when we talk about a financial plan.

So many times the conversation that we hear on a daily basis is surrounding how we look, what we eat, what we wear, how we interact with people. Less of the daily flow to women is about money and making smart decisions that secure your future. I want to change that.

Why do you seem a little mad?

Because some women are forced to make decisions that put them in bad positions because of money or lack there of. Their children then end up bad positions.  Women, in general, take on a larger role in child rearing. So lets make this easier, help women, help children.

Because many young women (and men for that matter) are not educated about finances and thus make poor decisions regarding finances. There seem to be more resources focussed on helping men with money. I see a gap for women to receive education and have role models for how to be successful financially.

 I think education, especially early, can go a long way in helping secure a safe and sucessful future for women and their families.


What are your qualifications?

I am a Certified Financial Planner. I am also human, I blow money on stupid shit and live to tell about  it. I acknowledge my short falls and try each day to improve, sometimes I do and sometimes I don't. I have four children. I want them to be successful with money so that for them, money is not an issue, they can focus on what really matters, like their passion, their family, our world, and other humans.